GoCardless Integration for Pegasus Opera 3 & SQL SE - Direct Debit Automation | Crakd.ai
Direct Debit, automated

Stop chasing. Start collecting.

Pegasus Opera for Pegasus Opera SQL SE & Opera 3

Collect payments by Direct Debit through GoCardless - and Crakd's AI posts every one straight into Opera for you.

Paid on the due date. Matched to the invoice. No re-keying, no chasing.

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How it works
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+Dashboards +Bank Reconciliation ✓GoCardless +AP Automation +APAssist +Mail Router +Document Hub
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Chasing payments is a tax you pay every month

Reminders. Unpaid invoices. Every receipt keyed into Opera by hand. GoCardless collects on the due date - then Crakd's AI does the bookkeeping: it finds the right customer and invoice for every payment and posts it with the correct nominal and VAT. Correct it once, it learns. You stop chasing. Month-end gets shorter.

1
GoCardless

Request

Customer signs a Direct Debit mandate once. One click, done.

2
GoCardless

Collect

Payment is taken on the due date. One-off or recurring.

3
Crakd AI

Read

The AI reads every payment, mandate and subscription.

4
Crakd AI

Match

Finds the right customer and invoice, even on a messy reference.

5
Crakd AI

Post

Posts to Opera with the right nominal and VAT. Learns from any fix.

GoCardless collects. Crakd's AI does the rest - and never forgets a correction.

Safe to point AI at your finance data

The question we get most, and a fair one. This short video shows exactly what the AI can see, where your data sits, and why it stays yours.

Bank-grade payments

Collections run through GoCardless, an FCA-regulated provider trusted by tens of thousands of businesses. We never store card or bank details.

Writes only to your Opera

The app posts the accounting result into your own Opera database - correct nominal, VAT and customer account - with a full audit trail.

Built for Opera

Purpose-built for Opera 3 and Opera SQL SE. It posts exactly as a careful bookkeeper would, so nothing in your setup changes.

Getting live is a setup, not a project

Crakd runs on top of your existing Opera - plug and play, live in days, no retraining. Two ways to run it:

Cloud recommended

We host your Opera on our optimised platform, so the apps run faster and cost less to license. One-time migration, handled by us.

On-premise

Apps run against your existing Opera, on a device Crakd supplies and manages inside your network. Nothing leaves the building.

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Frequently Asked Questions

You set up a Direct Debit mandate with your customer once. From then on you collect payments against that mandate - one-off or on a recurring subscription - and each payment posts automatically into Opera as a receipt, correctly allocated and referenced.
You are always in control. Nothing is collected without a mandate the customer has authorised, and you decide the amount and date of every collection. Payments run against batches you review, and the app keeps a full audit trail of what was collected and posted.
  • Per-company settings - each company is configured and isolated separately.
  • Review-before-post - you see what is going to Opera before it is committed.
  • Session locking - stops two people or two tabs writing conflicting entries at once.
  • Reference matching - every payment carries a reference tying it back to the bank line and the posted Opera entry.
  • Full posting integrity - correct nominal, VAT and customer allocation.
Payments are handled by GoCardless, an FCA-regulated, bank-grade payments provider trusted by tens of thousands of businesses. We do not store card or bank credentials - collection runs through GoCardless's secure infrastructure, and the app only writes the accounting result back into your own Opera system.
Yes - GoCardless charges a small fee per collection. Set that against getting paid on the due date instead of chasing for weeks: the hours your team no longer loses to reminders, the cashflow you can finally plan around, and the invoices that actually get paid rather than written off. For most businesses the value of fast, predictable payment comfortably outweighs the fee.
Yes. Crakd connects to your GoCardless account via their API and syncs payments, mandates and subscriptions into Opera.
No. It is purpose-built for Opera 3 and Opera SQL SE, posting exactly as a careful bookkeeper would: right nominal codes, right VAT, right customer account. The reference-matching means your bank reconciliation lines up cleanly too.
No. They authorise a Direct Debit mandate once - a simple, familiar process they have done with utilities and subscriptions countless times. After that it is hands-off for them and for you.
Direct Debit fails far less often than card payments. When a payment does need attention it is surfaced clearly with the GoCardless failure reason, so your team can act quickly rather than finding out weeks later at reconciliation.
Yes. Set up subscriptions with the frequency and amount you choose, and each collection posts into Opera automatically - ideal for retainers, memberships, service plans or any regular billing.
No. It works with your existing Opera setup and posts into the accounts you already use. Your month-end process gets shorter, not different.

Simple Pricing

Platform required. Add GoCardless on top.

Required

Platform + Dashboards

Real-time dashboards, user access, secure Opera connection

£199/mo
from, by user tier
ADD-ON
GoCardless

Direct Debit collection

Import, match, allocate and post collections into Opera

£95/mo
flat monthly price · 12-month term
Platform + GoCardless from
£294/mo

All prices exclude VAT. See full pricing for bundles and discounts.

Stop keying receipts one by one

Build a live demo around your finance team - see it work in Opera and get your price in about two minutes.

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